HST Rebate Calculator
Your real closing cost — before you sign.
Cross-referenced against federal and Ontario government sources. Built for the 2026 enhanced rebate — not the old math.
Enter the builder's advertised price — and say whether the $24,000 Ontario rebate is already off it, since price lists now come both ways — or, if your APS or price list quotes the price excluding HST, switch the price basis and enter that figure instead. Either way the calculator handles the rebate flow and shows what your Statement of Adjustments will look like at closing. Toggle between owner-occupied and investor — the math shifts.
Step 1 — Choose your purchase type
You pay at closing
$ —
Enter a price to see your closing receipt.
Disclaimer: This calculator provides estimates based on Ontario’s 2026 Enhanced HST Rebate package as enacted — federal Excise Tax Act regulations made June 12, 2026 (in force retroactive to April 1, 2026) and Ontario’s provincial top-up regulation under the Retail Sales Tax Act. The enhanced rebate can be credited at closing or claimed from CRA after closing, as the HST schedule in your agreement of purchase and sale sets out. This is not tax, legal, or financial advice. Confirm specifics with a licensed accountant and solicitor before relying on any number for a transaction.
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We’ll include a plain-English breakdown of what your HST exposure means for this deal — and flag anything that looks unusual.