HST Rebate Calculator
Your real closing cost — before you sign.
Cross-referenced against federal and Ontario government sources. Built for the 2026 enhanced rebate — not the old math.
Enter the builder's listed price; the calculator handles the existing $24,000 Ontario rebate flow and shows what your Statement of Adjustments will look like at closing. Toggle between owner-occupied and investor — the math shifts.
Step 1 — Choose your purchase type
Step 2 — Enter the listed price
You’re buying to live in.
You — or a close family member under the Excise Tax Act definition of a "relation" — will occupy the home as a primary residence. Enter the builder’s listed price; the existing $24,000 Ontario rebate is already credited in that number.
The price as advertised on the brochure or sales-office price sheet. For owner-occupied sales, it already reflects the existing $24,000 Ontario rebate being assigned to the builder.
Calculation paused
We calculate prices between $100,000 and $5,000,000. Adjust the price to see your rebate breakdown.
Disclaimer: This calculator provides estimates based on Ontario’s 2026 enhanced HST rebate package as announced. Federal Excise Tax Act regulations and Ontario provincial top-up legislation are pending as of May 2026. Numbers reflect the existing $24,000 rebate framework for closing-side calculations under the "today" view. This is not tax, legal, or financial advice. Confirm specifics with a licensed accountant and solicitor before relying on any number for a transaction.
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We’ll include a plain-English breakdown of what your HST exposure means for this deal — and flag anything that looks unusual.